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Dental Benefits
Please contact the Benefit Trust Office at 1.800.331.4277 to determine whether you are a current participant under the Dental Plan.  This plan is only available to Active Participants and Dependents.  You are not eligible if you are Retired or on Self-Pay. 

Your Benefit Summary Plan Description includes details to assist you to determine your eligibility, covered and non-covered expenses, how to file a claim, your appeal rights, and much more. 

Dental Benefits are provided by the Benefit Trust Office, however you may receive an increased benefit by using a network dentist.  To find a network  dentist, contact CIGNA at 1.800.797.3381 or visit CIGNA's website.

For dental services select the CIGNA Dental PPO Shared Administration Plus network. 

In-Network Dentist:
If you have Dental procedures completed by a CIGNA network Dentist, the Dental Plan will pay 100% of covered, eligible charges up to the CIGNA allowable amount up to your maximum annual benefit of $2,000 per covered person per calendar year.

Non-Network Dentist:
If you visit a non-network Dentist, the Dental Plan will reimburse based on the Dental Schedule of Benefits up to the maximum annual benefit of $2,000 per covered person per calendar year and you will owe the Dentist the difference between the allowable amount and the amount the Dentist charged.  

Your Dentist (whether in or out-of-network) must complete and submit either an American Dental Association (ADA) Dental Claim Form or the Iron Workers Benefit Trust Dental Claim Form to the Benefit Trust Office. 

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