Defined Contribution Annuity Plan

The Iron Workers District Council Annuity Trust is designed to supplement your other retirement benefits. When you become a participant in the Annuity Plan, an individual account is established in your name. Employer contributions are made on your behalf to your individual account. You choose how to invest the employer contributions made to the Annuity Plan by contacting MassMutual at 1‑800‑743‑5274, or by signing in to their website.

Please take time to review the Annuity Summary Plan Description. If you are married, share the information with your spouse. If you have questions about your benefits please contact the Annuity Trust Office at 1‑800‑331‑4277.

The following electronic forms are available for you to complete, print and return to the Annuity Trust Office if you are requesting a Loan, or in the event of a Distribution request. Before accessing the below forms, you must download the free Adobe Acrobat Reader to view and print these forms.

  • Loan Packet – if you are purchasing a vehicle, land, or a home; need a home improvement or home retention loan, student loan(s), disability loan, or funeral expenses loan.
  • Distribution Packet – used to request payout of funds in the event of your retirement, termination, or disability.
  • Beneficiary and Alternate Payee Distribution Packet – used to request payout of funds as a beneficiary (as a result of the plan participant’s death) or as an alternate payee (if there is a Qualified Domestic Relations Order (QDRO).

Annuity QDRO Information

If you need a Qualified Domestic Relations Order (QDRO), please submit your request, or have your attorney submit a request for information to the Annuity Trust Office for processing.

All Annuity QDROs received in the Fund Office for processing on or after 05/01/2017 will be charged a $600 processing fee that will be deducted from the participant’s Annuity Account balance.

Below are models of various types of QDROs with and without Child Support Orders.